Consolidating federal student loans wells fargo

The Federal Government metes out funds directly to colleges and universities for some campus-based aid programs; including Perkins Loans.

Individual colleges evaluate your financial aid needs based on information you submit to the government.

When you submit your FAFSA, be prepared to identify your potential college destinations.

The amount of funding available at any given school is strictly based on the financial resources in that particular college’s Perkins account.

For limited-credit college students, federal loans present attractive borrowing options, because Perkins and other government loans are not dispensed based on credit worthiness.

Regardless of your credit history , you may be approved for Perkins loans.

Repaying your Perkins Loan on time actually helps you build credit, so responsible borrowing for education should not be under-utilized.

The school you attend becomes your Perkins lender, and not all universities participate in the program.

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